Shop Your Way Credit Card Login

Shop Your Way Credit Card Login Payment |Sears Mastercard

Shop Your Way credit card login account online to access program paperless statements, checkpoints balance, and SWY cards & Sears Mastercard.

What Exactly Is a Shop Your Way Credit Card?

The Shop Your Way credit card is a store-branded credit card with a difference. The flexibility to pay distinguishes Shop Your Way MasterCard from other store credit cards, and the offers and savings are much larger.

This Mastercard-enabled credit card is accepted everywhere Mastercard payments are accepted. Furthermore, it is a co-branded retailer for Sears and Kmart customers, not simply a store.

Whether you shop at Kmart or Sears online or in-store, this Cardmembership will be a fantastic investment, with exceptional cashback and points perks.

Because Sears gives the convenience of not having to rotate your portfolio every quarter and every year, the SWY cardholder is a perfect alternative for individuals who wish to offer rewards for eating out, recharging, and grocery shopping.

The Advantages of ShopYourWay Rewards Points

We may only discuss the points and rewards schemes provided by Sears holding companies. If we merely speak about the cash advance fee you may obtain on your card transactions, it provides you the cashback percentages shown below in several categories:

If you shop at a qualifying gas station, you may get 5% cash back.
Get 3% cash back on food purchases at any qualified restaurant or grocery store, whether it’s a bar or a café.
Get an additional 3% cash back on qualifying purchases from stores at your grocery store.
If you shop at Kmart or Sears, you’ll earn 2% cash back right now.

Bonus for spending within a budget

Targeted spending benefits are another fascinating feature of the Shop Your Way card that you should consider when making a purchase. To encourage consumers to spend more money with the card, the business delivers tailored spending incentives.

For example, you may get targeted spending offers stating a 20% claimed credit on utility expenditures or earn 10% by using your Shop Your Way Mastercard account online at an appropriate gas station or hotel.


In comparison to many other brands of cards, the Shop-Your-Way credit card account online offers a reasonably low annual month of interest-free financing rate (APR).

There is no yearly charge

Another advantage of obtaining a Shop Your Way CC is the absence of an annual percentage rate charge.

Simple Approval Conditions

To be authorized for a Sears credit card account number, you do not need to satisfy onerous terms and conditions, have a good credit score, or anything else. However, the organization has yet to establish a very excellent credit score and other approval standards.

Step-by-Step Instructions: SYW credit card online account login

Log in using the website

You will need to log in with a unique username and password if you wish to use your sears credit card login to make credit card payments, manage your account, examine your balance transfer fee, and conduct other services authorized by the firm.

SYW credit card online login by website
  1. Visit the official website at
  2. In the request box, enter your User ID and Password account details.
  3. To finish, click “Sign in

Note: Please keep in mind that you may also check When checking in from your own device, keep my User ID in mind. It will save you the trouble of logging in in the future.

Log in using the mobile app

Sears CC now supports online apps for customers on two mobile operating systems, Android and iOS, which can be downloaded here:

  • Google Play: available here
  • App Store: click here

Install the program on the information phone and execute the identical login procedures as you would on a browser.
You may be having difficulty logging into your account on the app for a number of reasons, the most frequent of which is an invalid account or login credentials or during an update of this online application software system in the United States.
If you cannot sign in, check sure your browser’s login account type is set to the proper one or change your IP address.

Reset Username

If you want to retrieve your user id, you may do so by following these steps:

SYW credit card online login to reset username
  1. Select “Retrieve User ID” from the main login page.
  2. Fill in the required personal information for the system.
  3. then click “Verify” and wait for a time for a new one to be given.

Reset Password

Most users will forget their account password from time to time; follow the steps below to recover it:

SYW credit card online login to reset password
  1. As indicated in the image, choose the line “Reset Password.”
  2. You will be sent to a new interface; please enter the data into the empty large box.
  3. Select “Verify,” then update your account’s password.

Apply for a new credit card to have access to your account

If you don’t want to spend time traveling to the office or want to enroll in paperless, you may sit at home and use the fast online account to establish your account by following the steps below:

Apply for a new SYW credit card
  1. On the webpage, click “Register Your Card” then on the following page, click “I don’t have my card with me.”
  2. Confirm your basic information by entering your name and social security number (SSN), then accept the bank’s conditions.
  3. Press “Send Code” to obtain a login code digit, and SYW will examine your request.

Mastercard payment for Shop Your Way

It is critical that they pay their credit card payments on time to prevent late penalties and a poor credit record. You may avoid interest charges on your purchases if you pay the whole payment during the grace period. The grace period should be at least 25 days.

If you do not pay the minimum due amount by the due date, you will be assessed a $25 late fee. In addition, if you make more than one late payment in a six-month period, you will be charged a $35 fee.
We’ll go through the numerous ways you may use your card with different payment methods:

Online payment

The most prevalent way to make a payment is online. It’s simple and convenient.
To obtain the money for the proper payment, just log into your Shop Your Way card number account, submit your payment choices, input the amount, and supply your bank credentials. Once you’ve finished all of the procedures, click the submit button to approve online sears credit card payment.

Via phone

You may also pay by phone at Shop Your Way-branded shops. To do so, dial the Shop Your Way credit card service’s toll-free number.
The number is 877-816-9063, and you may complete the needed payment by following the automated instructions. You may also have a customer service representative assist you in completing your payment.


You may pay your Sears credit card account using the usual mail-in method accessible to Shop Your Way card customers.

Call customer service OF Sears credit card

  • Please call 1-800-815-7701 for Sears Credit Card Customer Service.
  • Phone Number for SYW Card: 1-800-437-3277
  • Customer Service for SYW Mastercard Hours: 6 a.m. to 11 p.m. CST, seven days a week.
  • You may also call 1-800-732-7747 to speak with a Live Sears customer service specialist. They are accessible from 6 a.m. to 11 p.m. CST Monday through Sunday.
  • More discount schemes involving gift cards may be found on their social media: Facebook, Twitter, Linkedin, and Youtube.


A list of 40 statement credits is provided. Sears offers two store-branded credit cards issued by Citibank: the Sears Card (Basic Store Card) and the Sears Shop Your Way Card, with the Shop Your Way serving as the primary platform.

Launch the app and go to the “Check Balance” area.
To check your account balance or cancel your credit, call Sears Mastercard customer service at 800-917-7700.

The Sears Mastercard is the best choice for regular Sears or Kmart customers (compared to Sears credit cards). You will not only be invited to cardholder-only shopping events, but you will also earn points that can be spent on purchases at both retail chains.

Sears Holdings is the home furnishings provider for Shop Your Way®, a social shopping network that rewards members for buying at Sears and other retail partners in areas that are important to them. Sears, Roebuck and Co., as well as Citibank, are subsidiaries of the firm.

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